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These loans should not be the first action to take against debt, especially if there are expenses and outgoings you can reduce or get rid of completely.It’s worth analysing your budget and looking at what you can afford to pay back on your current debts first.
Credit repair clinics charge a fee to "fix" your credit report.
However, you need to look at all of the relevant issues as loan consolidation may not be right or available for you.
In the simplest terms, a debt consolidation loan will pay off your existing debts and transfer the monies owed into one loan with one manageable, monthly repayment.
Your credit report is an essential part of your financial future.
Employers, insurance agencies, and creditors use your report to get information about you.